Business Funding, Easy As 1, 2, 3.

See if you're eligible for a loan, it only takes 30 seconds...

Step 1

1. Your Business (10 seconds)

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2. Monthly Sales (10 seconds)

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3. About You (10 seconds)






1. By clicking “Submit & Finish”, you (1) agree to receive telemarketing calls (including using an automatic telephone dialing system) and communications from BFS Capital and those acting on its behalf at the telephone numbers (including your cellular phone number) and email addresses you provided, even if the provided number is on a state, federal, or corporate Do-Not-Call registry, and you agree that BFS Capital will not be responsible for any messaging charges you may incur; (2) understand you are not required to provide this consent as a condition of receiving credit or services from BFS Capital and that you may apply for business credit by contacting us directly; and (3) understand that you may opt out of receiving communications from BFS Capital as provided in the Privacy Policy.

Smart, Responsible Loans To Grow Your Business

How much funding does your business need?

See if my business qualifies trustpilot-logo

Decision in 24
business hours*

$2B+ funded

BBB A+
Rating

A Better Way To Finance Your Business

Whether you’re looking for day-to-day or growth capital,
BFS Capital can deliver smart, reliable, fast funding solutions.

1. Apply Anywhere

Online or by phone

2. Fast Approval

Get a same-day* decision on your loan amount

Industries we finance >

3. Funds in Your Account

Once approved, receive your money in 1-2 days*

Business loan FAQS >
Apply Now

We've Helped 20,000+ Businesses Finance Their Growth Plans

"BFS Capital has given me an opportunity to grow, keep people working and expand."

- Willie

"A reliable and simple funding source for my business. "

- Lisa Williamson

"I would recommend this company to anyone seeking capital for their business!"

- Cynthia J. Boettcher

"BFS Capital was so kind and easy to work with...I wouldn't hesitate to call them again."

- Barbara Boatman
Boulevards of Travel, Newport Beach, CA

Small Business Financing Options

Tailored funding solutions to grow your business

Small Business Loans

  • Great for working capital needs
  • Fast and easy access to funding
  • Loans are based on your current cash flow
Learn more about small business loans >

Merchant Cash Advances

  • Leverages future card sales
  • Provides payback flexibility
  • Obtain funding for any business
Learn more about merchant cash advances >

How much can I borrow?

Step 1

Your monthly sales0 months

Step 2

Duration of loan0 months
You could be eligible for:$0
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Why Choose BFS Capital

Simple funding and flexible terms

Smart Financing Options

Get access to $5,000 to $500,000 for all types of funding from working capital and franchise loans to merchant cash advances

Fast and Easy Process

BFS Capital makes loans simple for small businesses, with minimal paperwork, same-day decisions and access to your funds in as little as 2 business days*

Flexible Repayment

Convenient repayments will help you better manage your cash flow, with no hidden costs or prepayment penalties

Trusted Partners

We take a transparent approach to help small business owners make the right funding decision based on their individual needs and goals

Experienced Lenders

BFS Capital has expertise delivering more than $2 billion in financing to small businesses in the US, Canada and the UK

Service Excellence

Customers appreciate our high-touch care and personalized experience.
7 out of 10 customers come back to BFS Capital for additional funding rounds

Not sure where to start?

Speak to a member of our
Funding Advisors team