Business Funding, Easy As 1, 2, 3.

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1. Your Business (10 seconds)

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2. Monthly Sales (10 seconds)

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3. About You (10 seconds)

Smart, Responsible Loans To Grow Your Business

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Decision in 24
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$1.75B in loans


A Better Way To Finance Your Business

Whether you’re looking for day-to-day or growth capital,
BFS Capital can deliver smart, reliable, fast funding solutions.

1. Apply Anywhere

Online or by phone in just a few seconds

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2. Fast Approval

Get a same-day decision on your loan amount

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3. Funds in Your Account

Once approved, receive your money in 1-2 days

Business loan FAQS >
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We've Helped 20,000+ Businesses Finance Their Growth Plans

"BFS Capital has given me an opportunity to grow, keep people working and expand."

- Willie

"A reliable and simple funding source for my business. "

- Lisa Williamson

"I would recommend this company to anyone seeking capital for their business!"

- Cynthia J. Boettcher

"BFS Capital was so kind and easy to work with...I wouldn't hesitate to call them again."

- Barbara Boatman
Boulevards of Travel, Newport Beach, CA

Am I eligible for a BFS Capital loan?

Have you been in business for more than 1 year?

Do you have annual sales of > $108,000?

Download Success Stories
Still have a question? View our FAQs or speak to our Funding Advisors team at 866-905-4334


Funding Case Study

Florida restaurant business flourishes after receiving funding

Watch our funding case study to discover how a BFS Capital business loan helped restaurant owner Marcos Vico fund the expansion of his Fort Lauderdale Italian restaurant Café Vico, adding outdoor seating and a new bar to delight more customers.

Small Business Financing Options

Tailored funding solutions to grow your business

Small Business Loans

  • Great for working capital needs
  • Fast and easy access to funding
  • Loans are based on your current cash flow
Learn more about small business loans >

Merchant Cash Advances

  • Leverages future card sales
  • Provides payback flexibility
  • Obtain funding for any business
Learn more about merchant cash advances >

How much can I borrow?

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Why Choose BFS Capital

Simple funding and flexible terms

Smart Financing Options

Get access to $5,000 to $500,000 for all types of funding from working capital and franchise loans to merchant cash advances

Fast and Easy Process

BFS Capital makes loans simple for small businesses, with minimal paperwork, same-day decisions and access to your funds in as little as 2 business days

Flexible Repayment

Convenient repayments will help you better manage your cash flow, with no hidden costs or prepayment penalties

Trusted Partners

We take a transparent approach to help small business owners make the right funding decision based on their individual needs and goals

Experienced Lenders

BFS Capital has over 15 years of expertise delivering more than $1.75 billion in financing to small businesses in the US, Canada and the UK

Service Excellence

Customers appreciate our high-touch care and personalized experience.
7 out of 10 customers come back to BFS Capital for additional funding rounds


Read the Stories

Success Stories

From a parrot store to a steakhouse, learn how small businesses like yours maximized their growth plans with financing from BFS Capital.

Not sure where to start?

Speak to a member of our
Funding Advisors team