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Media Room

Press releases, news mentions and more

At BFS Capital, we’ve been helping small businesses grow and prosper since 2002.

We’ve been praised for helping small and mid-sized businesses across all industries that have been underserved by other lending institutions.

Our media room lets you keep on top of our latest happenings including our press releases, company news and mentions in local and national media outlets.


Press Releases and Announcements

BFS Capital Achieves $2 Billion in Financing: Q4 and Q3 2018 set new quarterly financing highs for the company
January 22, 2019

BFS Capital, a leading small business financing platform, today announced it has now issued more than $2 billion in financing to over 22,000 small businesses, across the United States, Canada and, through its United Kingdom subsidiary, Boost Capital.

BFS Capital provides financing from $5,000 to $500,000 to merchants across more than 400 industries, and demand for the company’s products continues to grow. In 2018, fourth-quarter originations were the highest quarterly originations ever in the company’s 17-year history. Third-quarter originations also represented the best third quarter ever for the company.

“This is a major originations milestone. In 2018 we enhanced our sales and marketing programs and made significant advances in our underwriting models so that we could better serve small businesses.  We’re incredibly proud to see these investments take root, as BFS Capital continues to solidify its position as a central source for financing small businesses and their everyday capital needs,” said Mark Ruddock, CEO of BFS Capital. “We’re enthusiastic about expanding the breadth of our financial solutions in 2019 as we strive to offer innovative tools designed to help small businesses across North America and the UK achieve their potential.”

The $2 billion origination marker follows the hiring of Ruddock as CEO in November and an expanded management team that includes Chief Risk Officer Eric Weiner, responsible for advancing new credit models to drive financing growth; Chief Marketing Officer Sheri Chin, who is leading the B2B and B2C marketing strategy and go-to-market programs; and Chief Legal Officer and Chief Compliance Officer Corey Manley, who leads the legal and compliance functions.

Earlier this month, Boost Capital refinanced and renewed its existing credit facility with New York-based investment firm Atalaya Capital Management, increasing its funding capacity by 50% to $60 million from $40 million to support continued growth of the company’s financing solutions.

For more information, visit: www.BFSCapital.com.

 

About BFS Capital

BFS Capital champions the long-term growth and prosperity of small businesses by providing timely, flexible financing solutions. BFS Capital’s leading small business financing platform leverages customized underwriting and proprietary algorithms to fund businesses in the United States, Canada, and through its United Kingdom subsidiary, Boost Capital. Since 2002, BFS Capital has provided $2 billion in total financing to over 22,000 small businesses across more than 400 industries. Headquartered in South Florida with offices in New York, California and the United Kingdom, BFS Capital is an accredited BBB company with an A+ rating.

About Atalaya Capital Management

Atalaya Capital Management is a privately held, SEC-registered alternative investment advisory firm. Atalaya focuses on making private credit and special opportunity investments across three principal asset classes — specialty finance, real estate, and corporate. Founded in 2006 and headquartered in New York City, Atalaya has approximately $4 billion in assets under management.

 

Media Contact

Archie Group for BFS Capital

Gregory Papajohn

gregory@archiegroup.com

917.287.3626

BFS Capital Appoints Mark Ruddock as Chief Executive Officer
November 28, 2018

BFS Capital, a leading originator of small business financing in the U.S., U.K. and Canada, announced today the appointment of Mark Ruddock as Chief Executive Officer, effective immediately.  He will also join the company’s Board of Directors.

“Mark has an outstanding track record of transforming financial services and technology companies by accelerating their innovation and business growth. His diversity of experience, from founder to growth stage executive, across a wide variety of industries and geographies makes him an exceptional choice for BFS Capital at such a pivotal stage in our evolution,” said Marc Glazer, co-founder of BFS Capital.  Mr. Glazer will continue to serve as Chairman of the Board of Directors.

A veteran entrepreneur and internationally experienced executive, Ruddock brings two decades of leadership to the role. An accomplished thought leader, his expertise spans many industries, including enterprise software, mobile applications and online financial services. He joins BFS Capital after completing a mandate as interim CEO of 4finance, Europe’s largest online and mobile consumer lender.

“BFS Capital is at an exciting point in its evolution.  I look forward to working with Marc, the board  and the management team to help realize the company’s potential as we reimagine how BFS Capital will serve the unique financial needs of small businesses in a rapidly evolving digital economy.” said Ruddock.

Prior to 4finance, Ruddock played important leadership roles across a variety of industries. He was founder and CEO of INEA Corporation, an enterprise software firm focused on the financial services industry which was acquired in 2005. Following INEA, he became CEO of mobile software company Viigo, which he transformed into a multiple-award winning company, whose flagship app became one of BlackBerry’s most downloaded apps of all time by the time the company was acquired by RIM (Blackberry) in 2010. Following Viigo, Mr. Ruddock became the Managing Director, International at Wonga Group, and was responsible for overseeing all businesses outside of the UK, including the consumer lending businesses in Canada, Spain, Poland and South Africa and the eCommerce and product financing business BillPay in Germany. During his tenure, Wonga International developed exciting new products, and grew to over 50 percent of the company’s lending volume.  He then joined Finstar Financial Group as CEO of Finstar Labs, their FinTech incubator and corporate innovation arm, before agreeing to step in as interim CEO of 4finance.

 

To learn more, please visit BFSCapital.com.

 

About BFS Capital

BFS Capital champions the growth and prosperity of small businesses by providing smart, reliable, best-in-class financing solutions. BFS Capital’s leading small business financing platform leverages customized underwriting and proprietary algorithms to fund businesses in all 50 states and Canada, and through its affiliate, Boost Capital, in the United Kingdom. Since 2002, BFS Capital has delivered over 40,000 financings across 400 industries totaling more than $1.9 billion. Headquartered in South Florida with offices in New York, California and the United Kingdom, BFS Capital is an accredited BBB company with an A+ rating. Respondents to Trust Pilot consistently score BFS Capital small business loans and merchant cash advances with a 5-Star rating. For more about our financial solutions please visit www.BFSCapital.com (U.S., Canada) and www.BoostCapital.co.uk (U.K.).

BFS Capital’s Marc Glazer: Technology is driving big changes in the lending industry
October 1, 2018

Marc Glazer, chairman and interim CEO of BFS Capital, talks about how SMB lending has changed and where he sees the industry heading. Throughout his career, there have been dramatic shifts in the online lending space and Marc shares how intellectual property combined with technology can deliver differentiated value to merchants.

BFS Capital Announces Fall 2018 Industry Event Lineup
September 26, 2018

BFS Capital, a leading originator of small business financing, will be sponsoring and speaking at key industry and partner events over the next month including deBanked CONNECT San Diego October 4, the National Alliance of Commercial Loan Brokers’ (NACLB) annual conference on October 16-18 and Money20/20 on October 21-24.

 

BFS Capital is attending these events to expand existing relationships and forge new connections with Independent Sales Organizations (ISOs) and strategic partners. BFS Capital executives look forward to exploring partnership opportunities with other organizations that are committed to empowering small business success. Company representatives will participate in panel discussions, press interviews and networking events to discuss the small business loan and working capital landscape and how BFS Capital and its partners can provide responsible and right-fit financing solutions and support.

 

“We continue to make significant investments in our technology and solutions to ensure that we maintain our leadership position as one of the industry’s top underwriters and as a key strategic partner to ISOs. We look forward to connecting with current and future business partners to discuss their needs and collaborate on delivering superior servicing touchpoints, including a simple application, same-day decision and reliable funding,” said Marc Glazer, Executive Chairman of BFS Capital.

 

BFS Capital continues to advance its multi-tiered strategy to strengthen the ISO and end-customer experience, expand and customize financing solutions available to partners and their customers, and further innovate its digital platforms, machine learning and algorithmic-driven capabilities.

 

“In an industry that can have many ebbs and flows, we take great pride in being known as a responsible lending partner and excellent customer service provider. We aim to attract and grow relationships with strategic partners including ISOs and service providers who value these qualities and want to serve the unique needs of small businesses,” Glazer said.

 

On October 4, in San Diego, BFS Capital will attend and sponsor deBanked CONNECT, the conference that brings together brokers, funders and other participants in the merchant cash advance (MCA) and small business lending industry. BFS Capital executives will share their philosophy and how the company serves small business communities.  Ilya Fridman, Head of Sales at BFS Capital, will participate on a panel discussion focused on ISO best practices.

 

From October 16-18, in Miami, BFS Capital will be the official conference WiFi Sponsor at the National Alliance of Commercial Loan Brokers’ (NACLB) fourth annual conference. More than 800 of the nation’s top commercial loan brokers, lenders and service providers are expected to attend.

 

BFS Capital executives will speak on the NACLB general session panel about the state of lending and will join breakout session to discuss alternative lending, small business loans and the merchant cash advance solution. They will also be on hand to speak with commercial loan brokers and ISOs at Booth #39.

 

On October 21-24, in Las Vegas, BFS Capital will attend Money 20/20 and is currently scheduling meetings with potential partners.

 

BFS Capital executives welcome the opportunity to connect with current and potential partners.  Please email partners@bfscapital.com to schedule an appointment in advance of the upcoming conferences.

 

About BFS Capital

BFS Capital champions the growth and prosperity of small businesses by providing smart, reliable, best-in-class financing solutions. BFS Capital’s leading small business financing platform leverages customized underwriting and proprietary algorithms to fund businesses in all 50 states and Canada, and through its affiliate, Boost Capital, in the United Kingdom. Since 2002, BFS Capital has delivered over 40,000 financings across 400 industries totaling more than $1.9 billion in total financing. Headquartered in South Florida with offices in New York, California and the United Kingdom, BFS Capital is an accredited BBB company with an A+ rating.  Respondents to Trust Pilot consistently score BFS Capital small business loans and merchant cash advances with a 5-Star rating . For more about our financial solutions please visit www.BFSCapital.com (U.S., Canada) and www.BoostCapital.co.uk (U.K.).

BFS Capital Announces New $175 Million Credit Line
February 20, 2018

Revolving credit facility expands BFS Capital’s financing capacity to meet increasing customer demand and grow its lending business

BFS Capital, a leading small business financing platform, today announced it is has received a new $175 million revolving credit line provided by funds managed by Ares Management, L.P. BFS Capital will use the new facility to accelerate the growth of its lending business, following a record year where the company generated more than $300 million in originations, a new annual high.

“We’re very pleased to increase our financing capacity. The new facility helps us to meet customer demand following a record year in originations and accelerate our expansion and market share growth across key geographies,” said Michael Marrache, CEO, BFS Capital.

The facility is one of the first announced in 2018 by a balance sheet business lender. The increase in financing capacity is also the latest in a series of milestones for BFS Capital, which marked its 15th anniversary year in 2017. During the year, the company named Michael Marrache as CEO and announced it had extended over $1.7 billion in financing in the U.S., U.K. and Canada since funding its first loan in 2002.

“The market continues to appreciate our small business customer focus. Our strategic partners, such as ISOs, also commend us for our data and underwriting expertise—based on 15 years of financings across multiple economic cycles—which enables us to better anticipate the future performance of our financings. As BFS Capital continues to grow, we’ll make further investments in our product lineup, technology platform and customer servicing to become a one-stop financing resource for small businesses across our footprint,” said Marrache.

Stephens Inc. acted as financial advisor to BFS Capital Inc. in this transaction.

 

About BFS Capital

BFS Capital champions the growth and prosperity of small businesses by providing timely, flexible financing solutions. BFS Capital’s leading small business financing platform leverages customized underwriting and proprietary algorithms to fund businesses in all 50 states and Canada, and through its affiliate, Boost Capital, in the United Kingdom. Since 2002, BFS Capital has provided more than $1.7 billion in total financing to more than 20 thousand small businesses across more than 400 industries. Headquartered in South Florida with offices in New York, California and the United Kingdom, BFS Capital is an accredited BBB company with an A+ rating. Respondents to Trust Pilot score BFS Capital with a 5-Star rating. For more, please visit www.BFSCapital.com (U.S., Canada) and www.BoostCapital.co.uk (U.K.).

BFS Capital Surpasses $300 Million In Originations for 2017
January 8, 2018

We’re thrilled to report that BFS Capital funded more than $300 million in originations in 2017 after previously forecasting the milestone in December. Our sustained focus on small businesses’ financing needs and our continued expansion across key geographies (US, Canada and UK) helped us achieve this new annual high.

This extraordinary feat is a testament to our team and the ISO, affiliate and strategic partner network that’s helping us to build a world-class lending platform at a time when there are fewer balance-sheet lenders providing small business financing solutions.

For 2018, we will continue to invest in our technology and products, using the foundational data derived from originating $1.7 billion in financings since 2002, to deliver consistent predictability, higher approvals and expedited funding. And, we will continue to give small businesses the high-touch, human care, personalized experience that’s at the core of our successful model.

 

2018 is off to a great start!

Marking 15 years of Small Business Lending, BFS Capital has Extended Over $1.7 Billion in Financing to Businesses across the US, UK and Canada
December 7, 2017

Over 75 percent of originations have occurred in the last five years; more than 25 percent took place in the last 18 months, including a record-high $300 million forecasted for 2017

Marking its 15th anniversary year, BFS Capital, a leading small business financing platform, announced it has now extended over $1.7 billion in financing since funding its first deal in 2002. The company also reported that over 75 percent of its originations have occurred in the last five years and more than 25 percent took place in the last 18 months. For full year 2017, BFS Capital expects to generate more than $300 million in originations, a new annual high.

“The past 15 years have been truly remarkable. Across multiple economic cycles, we’ve built a repeatable, sustainable model in the US and Canada. Boost Capital—celebrating its five-year anniversary—has become a high-performing financing platform for the UK’s small business market,” said Michael Marrache, CEO, BFS Capital. “We’ve stopped thinking about ourselves as an alternative finance provider. Rather, we aim to be the central financing partner for our customers. Both our new and renewal originations provide continued evidence that we’re on track with our customer-centric ambitions.”

BFS Capital was initially created to provide alternative financing to growing small businesses underserved by banks. Today, the company supports nearly 20,000 businesses across 400 industries as their primary provider of financing from $5,000 to $500,000. In 2017, BFS Capital also extended its efforts into data science and machine learning to improve risk profiling and process efficiencies.

 

About BFS Capital

BFS Capital champions the long-term growth and prosperity of small businesses by providing timely, flexible financing solutions. BFS Capital’s leading small business financing platform leverages customized underwriting and proprietary algorithms to fund businesses in all 50 states and Canada, and through its affiliate, Boost Capital, in the United Kingdom. Since 2002, BFS Capital has provided more than $1.7 billion in total financing to small businesses across more than 400 industries. Headquartered in South Florida with offices in New York, California and the United Kingdom, BFS Capital is an accredited BBB company with an A+ rating. Respondents to Trust Pilot score BFS Capital with a 5-Star rating. For more, please visit www.BFSCapital.com (US, Canada) and www.BoostCapital.co.uk (UK).

BFS Capital Will Sponsor and Speak at NACLB and Money 20/20
October 16, 2017

BFS Capital, a leading small business financing company, will be sponsoring and speaking at key lending industry events over the next two weeks including the National Alliance of Commercial Loan Brokers’ annual conference and Money20/20.

BFS Capital is looking to deepen relationships and make new connections with Independent Sales Organizations and strategic partners to better understand and support their evolving needs. Company executives attending the conferences and trade shows will participate in press interviews and networking events to discuss the lending landscape and how BFS Capital’s solutions can help shore up the financing gap for small businesses.

“In small business lending, building a strong brand is critical. We’re expanding our presence at these events so we can share with our partners all that we offer through our financing solutions and programs,” says Michael Marrache, CEO of BFS Capital. “

“Customer service is the cornerstone of our business, which is evident from our essential servicing touchpoints—a simple application, same-day decision and fast funding—to our commitment to truly understanding small business owners’ needs and finding the right solutions to help them thrive,” Marrache adds.

Marrache, who became CEO in August, is leading BFS Capital through a series of customer-focused initiatives that will position the company for long-term growth including increased transparency, deeper reliance on algorithms and data science, enhanced underwriting, and an expedited funding process.

From October 17-19 in Orlando, BFS Capital will be the official conference WiFi Sponsor at the National Alliance of Commercial Loan Brokers’ third annual conference, which is designed to enrich the businesses and connections of ISOs and commercial loan brokers.

“With our reputation for responsible lending and service excellence, we’re very interested in developing partnerships with ISOs who can help us serve more small businesses with their funding needs,” Marrache says.

BFS Capital executives will speak at a NACLB general session panel about the state of lending and will join a breakout session to discuss alternative lending and the merchant cash advance product. They will also be on hand to talk to ISOs at Stand #25.

From October 22-25 in Las Vegas, BFS Capital will attend and sponsor Money20/20, the world’s largest marketplace for ideas, connections and deals in payments and financial services. BFS Capital executives will share their philosophy about intelligent financing and how the company serves small business communities. The BFS Capital team will be available at Stand #456.

“Through conferences and other events, we look forward to learning more about the various industries we serve and how we can better support our ISOs and strategic partners. For our company, the benefits of our attendance will be palpable, from gaining exposure to new people and partners, to discovering ways to enhance our brand, products and technology platform,” Marrache adds.

 

Company

About BFS Capital

BFS Capital champions the long-term growth and prosperity of small businesses by providing timely, flexible financing solutions. BFS Capital’s leading small business financing platform leverages customized underwriting and proprietary algorithms to fund businesses in all 50 states and Canada, and through its affiliate, Boost Capital, in the United Kingdom. Since 2002, BFS Capital has provided more than $1.5 billion in total financing to more than 18,000 small businesses across more than 400 industries. Headquartered in South Florida with offices in New York, California and the United Kingdom, BFS Capital is an accredited BBB company with an A+ ratin

BFS Capital Appoints Michael Marrache as CEO
August 17, 2017

BFS Capital Inc., a leading small business financing company, announced that it has appointed Michael Marrache as Chief Executive Officer to succeed outgoing CEO and co-founder Marc Glazer. Named President in September 2016, Marrache previously served for more than three years as the company’s Chief Operating Officer. He also will join the company’s Board of Directors. Marc Glazer will continue to serve as Chairman of the BFS Capital Board.

“Michael has been invaluable in enhancing operations and driving sales. As CEO, he will lead our strategic direction both domestically and internationally, and spearhead initiatives that will continue to improve our loan portfolio metrics and strengthen our reputation among customers and partners as a premier small business lending organization,” said Glazer.

Over recent months, Marrache has built a management team that will execute on a long-term strategic plan to guide the company’s future and reach new milestones in the areas of origination, ISO partnerships and customer experience.

“I began work with BFS Capital nearly four years ago because I thought the company had enormous potential, and I’m even more certain of this today. I’m honored to have been asked by Marc and the Board to lead the company’s next phase of growth,” said Marrache.

“Our business has experienced great momentum over the last year and we’re setting a course for continued growth and leadership. We have a strong, committed management team and together, along with our employees, we’re primed to execute on our priorities, including upgrading the customer experience, investing in our product offerings and leveraging our data science to drive insights for our customers and partners,” Marrache added.

In April, BFS Capital reached a milestone of $1.5 billion in financing—a 50% increase over the $1 billion the company generated from inception through July 2015, led by loan portfolio growth in both new and repeat customers.

About BFS Capital

BFS Capital champions the long-term growth and prosperity of small businesses by providing timely, flexible financing solutions. BFS Capital’s leading small business financing platform leverages customized underwriting and proprietary algorithms to fund businesses in all 50 states and Canada, and through its affiliate, Boost Capital, in the United Kingdom. Since 2002, BFS Capital has provided more than $1.5 billion in total financing to more than 18,000 small businesses across more than 400 industries. Headquartered in South Florida with offices in New York, California and the United Kingdom, BFS Capital is an accredited BBB company with an A+ rating.

BFS Capital Surpasses $1.5 Billion in Financing to Over 18,000 Merchants
April 15, 2017

BFS Capital, a leading small business financing platform, today announced it has extended more than $1.5 billion in financing to businesses across the United States, Canada and through affiliate Boost Capital in the United Kingdom.

Founded in 2002, BFS Capital first crested $1.0 billion in financings in July 2015. Since then, the number of small businesses and merchants using BFS Capital has grown by more than 33 percent from nearly 13,500 customers as of July 2015 to over 18,000 today.

“This financing confirms the sustained demand among small businesses and merchants for BFS Capital financing solutions,” said Michael Marrache, President, BFS Capital and head of the executive leadership team in the U.S. and internationally. “We’ve experienced great momentum in loan portfolio growth both in new and repeat customer business. These results are a testament of our sustainable business model.”

Mr. Marrache added: “Today’s news also underscores the success of the pivotal relationships we’re building with many independent organizations that provide small businesses and merchants with essential services. Together, we’re working to help businesses address their capital requirements and provide them with innovative solutions and services.”

For more information, visit: www.bfscapital.com.

About BFS Capital

BFS Capital champions the long-term growth and prosperity of small businesses by providing timely, flexible financing solutions. BFS Capital’s leading small business financing platform leverages customized underwriting and proprietary algorithms to fund businesses in all 50 states and Canada, and through its affiliate, Boost Capital, in the United Kingdom. Since 2002, BFS Capital has provided $1.5 billion in total financing to small businesses across more than 400 industries. Headquartered in South Florida with offices in New York, California and the United Kingdom, BFS Capital is an accredited BBB company with an A+ rating.