Business Funding, Easy As 1, 2, 3.

See if you're eligible for a loan, it only takes 30 seconds...

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1. Your Business (10 seconds)

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2. Monthly Sales (10 seconds)

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3. About You (10 seconds)



Business Funding FAQs

You’ve got questions. We’ve got answers. Read the FAQs, watch our video or contact our team for more information.

How long does it take to get a business loan?

We understand that when you need funding, you need it fast. Call us or complete our short application form online for an instant quote, approval in 24 hours and funding in your account in as little as 2 business days.

How much can my business qualify for?

To meet the various everyday working capital and growth needs of small businesses, we offer financing from $5,000 to $500,000 that can be used towards any business purpose, such as hiring, purchasing equipment, inventory, marketing and advertising, location expansion, cash-flow management and strategic acquisitions and investments.

What information does a business need to provide to get a quote?

We like to keep things fast and simple. We typically require a completed application form, and the most recent 3 months’ business bank statements.

How can my business get approved for financing?

Finding out if your business could be approved for a BFS Capital business loan couldn’t be easier. Fill out the short application form or call us at 866-905-4334 for a free, no obligation quote.

What are the application fees?

It’s free to apply for BFS Capital business financing. You can apply online or call toll-free at 866-905-4334 for an instant and zero-obligation quote.

Can I receive additional funding for my business later?

Yes. If your account is up-to-date, you could be eligible to renew your business loan once a certain percentage is paid off. The majority of our customers return for more funding, using our financing as a revolving credit facility to keep their business growing.

What is a business loan?

A business loan, also known as a short-term business loan, from BFS Capital is one of many alternative business financing solutions available to small businesses. Typically, you repay small business loans within 6 to 18 months. Small business loans can give businesses the immediate influx of capital they need without making a long-term commitment.

What are the advantages of a business loan from BFS Capital?

You can have access to capital in as few as two business days. Daily or weekly fixed repayment from the business bank account. Accepting debit card and credit card transactions is not a requirement. One simple application – nothing like the lengthy and complicated application process of certain traditional lenders.

Do I qualify for a small business loan?

We look at a variety of factors to determine whether we’re able to provide your business funding. Typically, a business needs the following requirements:
  • Business for at least 2 years
  • Positive daily business bank account balance
  • Any credit history
  • Have no excessive tax liens, open judgments or bankruptcies

Will a low credit score affect my business ability to qualify for business financing?

No. While a personal credit check is part of the process, it does not weigh heavily in the final determination. Unlike traditional business loans, business loans from BFS Capital are based primarily on the overall business health.

What are the repayment terms of a small business loan?

We’ve structured the repayment process to be as merchant-friendly as possible. Repayment of a small business loan from BFS Capital is made automatically through a daily or weekly, fixed amount through a debit transaction taken directly from the business bank account. Before receiving the loan, you will know exactly how much is being deducted from your business bank account. The fixed repayment amount is determined based on your business’s unique cash flow model.

How do small business loans from BFS Capital compare to business loans from traditional lenders?

Our Business Loans

Eligibility: Based on overall health of your business, Flexibility in credit scores
Time in Business: Minimum 2 years
Application Process: Easy and quick application, minimal paperwork
Use of funds: Flexibility to use funds for any business purpose
Access to capital: in as few as 2 working days
Repayment: Repayments customized for your cash flow model
 
Conventional Loans
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Eligibility: Based on credit history cross, High credit score to qualify
Time in Business: 2-3 years
Application Process: Lengthy
Use of funds: Restrictions on what funds can be used for
Access to capital: May take months
Repayment: Fixed monthly repayments
Complete an Application

1. Complete an Application

Simply answer a few questions about your time in business, monthly sales and business type, and your application will be submitted for review.

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2. Fast Approval

Once you fill out your application, one of our funding advisors will contact you
within a few hours.

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3. Funds in Your Account

When approved, you’ll have the money in your hands, for any business use, in as few as 2 business days.

Get approved for up to $500,000 today

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Speak to a member of our business services team