Business Funding, Easy As 1, 2, 3.

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1. Your Business (10 seconds)

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2. Monthly Sales (10 seconds)

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3. About You (10 seconds)



Spa and Beauty Salon Loans

Fund your beauty business in style

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See if my business qualifies It only takes 30 seconds trustpilot-logo

Borrow from $5K-$500K

Decision in 24 hours

$1.75B in loans funded

BBB A+ Rating

Quick and Easy Beauty Salon and Spa Business Funding

BFS Capital offers efficient, flexible business loans for salons and spas to help you earn your share of the multi-billion dollar beauty industry.

As a salon or spa owner, your customers come to you for pampering and comfort. But who’s looking out for your well-being when you need a financial boost—an infusion of working capital—for your beauty salon or spa business?

Beauty Salon and Spa Funding Experts

BFS Capital understands the seasonal nature of your business and offers sophisticated financing for hair salons, nail salons and spas.

With our small business funding, you can prepare for peaks in business or improve cash flow during the slower times between the wedding season and the holidays.

BFS Capital grants you quick access to the working capital you need to take your beauty business or spa to the next level with investments including:

  • Salon equipment financing
  • Renovations and expansions
  • Staff training
  • License renewal fees
  • Marketing and advertising
  • Seasonal fluctuations

Fast and Easy Process

Flexible Repayment

Service Excellence

Complete an Application

1. Complete an Application

Simply answer a few questions about your time in business, monthly sales and business type, and your application will be submitted for review.

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2. Fast Approval

Once you fill out your application, one of our funding advisors will contact you
within a few hours.

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3. Funds in Your Account

When approved, you’ll have the money in your hands, for any business use, in as few as 2 business days.

Get approved for up to $500,000 today

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We've Helped 20,000+ Customers Finance Their Small Business Growth Plans

Am I eligible for a BFS Capital loan?

Have you been in business for more than 1 year?

Do you have annual sales of > $108,000?

Download Success Stories
Still have a question? View our FAQs or speak to our Funding Advisors team at 866-905-4334
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Read the Guide

Retail Funding Case Study

Funding to help a surf shop retailer act fast on a great opportunity

Discover how Boardwalk Surf owner Tim Smith used a loan from BFS Capital to purchase discounted inventory from a competitor that was going out of business.

Not sure where to start?

Speak to a member of our business services team