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Funding Options for Your Housekeeping, Janitorial, or Cleaning Business

How much funding does your business need?

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Borrow from $5K-$500K

Decision in as few as 24 hours1

$2B+ in loans funded

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Businesses that provide housekeeping, janitorial, and cleaning-based services satisfy many valuable needs. First and foremost, they help ensure that our working and living spaces are kept clean and in proper working condition, which means people feel more comfortable while occupying them. This is especially important for businesses that want to make a good impression because a dirty facility can be a major turn-off for potential clients.

Housekeepers, janitors, and commercial cleaners also make our environments safer and freer from clutter and dangerous debris. In this day and age where lawsuits are extremely common, this alone could potentially save companies money as the annual cost to the U.S. economy for civil lawsuits is somewhere in the $239 billion range.

Now Is a Great Time to Start a Janitorial Business

If this kind of work interests you and if you’re considering starting a housekeeping business, now is a great time to do it. Why? According to the Bureau of Labor Statistics, the janitorial and building cleaning industry is expected to grow by approximately 10 percent between the years 2016 and 2026, and this number is a whole three percentage points higher than the average growth rate of all other occupations combined.

At this point, you may be ready to go, yet still wondering how to start a house cleaning service or janitorial type of business. What exactly do you need to do and, perhaps most importantly, how much capital is a venture of this size going to require on your part? The good news is, it’s probably not as much as you think.

How Much Does it Cost to Start a Housekeeping Business?

According to Entrepreneur, the average startup costs for a commercial cleaning business are typically under $2,000. Granted, this number applies more so if you’re going to work out of your home, but it also covers some of the necessary equipment and cleaners for performing cleaning-based services, including:

  • Commercial-grade vacuums and floor buffers
  • Mops and buckets
  • Sponges and rags
  • Various cleaning products
  • Carts for easily moving your cleaning products from location to location and room to room
  • Garbage bags
  • Rubber gloves

You may also have costs associated with registering your business name with the state. There are fees associated with becoming bonded, should you decide to take this route to make home and business owners feel more comfortable about turning their keys over to you.

If you want a brick-and-mortar home location or cleaning services headquarters, your costs will obviously be much higher. Between purchasing the land and the building, or putting up a building if one doesn’t already exist, your startup costs can go way beyond just several grand. It could easily require a couple hundred thousand dollars to get you going.

To get a more accurate amount for your business specifically, it helps to take the time to sit down and create a cleaning service business plan. This will tell you precisely what you need to acquire when it comes to land, buildings, equipment, and supplies, as well as how much funding it will likely take to cover these initial beginning expenses.

Ways to Use Funds to Benefit Your Janitorial Business

One question a lot of new business owners in the housecleaning service industry have—other than how to start a housecleaning service—is how they can use their funding once it is received. The answer to this question is that you can use it almost however you wish.

If you’re just starting out, you can use your funding to purchase land and build a home office, or buy an existing building and remodel it to better fit your needs. You can also use it to:

  • buy all of your equipment and cleaning supplies
  • train new staff
  • buy any software or computer systems you’ll need for record-keeping, payroll, invoicing, and all of your other administrative needs.

You can also use your newly acquired funds to help with your expansion if you’ve been in business for a couple of months, or even a couple of years, and your client list is growing and growing. This could make it difficult for you to keep up, so the money can prove helpful for buying more equipment and supplies, hiring more staff, or opening up a new location. Of course, this is a good problem to have because it means that you’re definitely doing something right!

On the flip side, if your cleaning business is struggling at the moment, maybe due to the economy, because you haven’t picked up enough customers to fully sustain your company financially, or your clients like to make you wait 30-90 days before they pay, you may decide to use your financing to help you stay afloat until you can improve your current situation. In this case, you may decide to use the funds to cover employee payroll, to stock up on cleaning products, or to buy some much-needed advertising to increase your clientele.

Again, you can use your funding to help you start, grow, or keep your business afloat. Whatever you need, BFS can help you get the funding to cover it.

Types of Financing Available for Your Cleaning Service Business

There are several ways to finance your cleaning service business, with the best option based entirely on your individual needs.

For instance, let’s say that you’ve just started your business. You finally completed your janitorial services business plan and, as part of that process, you’ve decided that you want a home location. So, you need to purchase the building, plus all of your equipment and supplies before you can start. In this case, a small business loan may be the best option for funding these types of larger expenses.

However, if you’re already somewhat established and simply need to access some working capital to grow your cleaning business and take it to the next level, a merchant cash advance might be the better alternative because it can be obtained in smaller amounts.

BFS Capital provides access to both of these (and more), making it possible to fund your business ventures no matter where you are in the startup or ownership process. And you can usually receive your approval within just two business days1, which means that you can get moving on your business goals more quickly.

BFS is Your Business Partner

No matter where you are with your house cleaning or janitorial business—whether you’re just starting out, struggling to grow, or absolutely thriving and ready to expand—BFS Capital is here to help you get the financing you need to take that next step.

Together, we can find the financing solution most suitable for your individual business needs so you can “clean up” against your competition.

Fast and Easy Process

Flexible Repayment

Service Excellence

Complete an Application

1. Complete an Application

Simply answer a few questions about your time in business, monthly sales and business type, and your application will be submitted for review.


2. Fast Approval

Once you fill out your application, one of our funding advisors will contact you.


3. Funds in Your Account

When approved, you’ll have the money in your hands, for any business use, in as few as 2 business days¹.

Get approved for up to $500,000 today1

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