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1. Your Business (10 seconds)

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2. Monthly Sales (10 seconds)

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3. About You (10 seconds)

Thirsty for Liquor Store Loans?

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Borrow from $5K-$500K

Decision in 24 hours

$1.75B in loans funded

BBB A+ Rating

Fast Liquor Store Loans and Liquor Store Inventory Financing Solutions

As an industry leader with proven experience in financing liquor stores, we understand that you know your business better than anyone. We get it. That’s why BFS Capital focuses on providing capital quickly so you can focus on running your liquor store your way.

The U.S. beer, wine, and liquor store industry is expected to grow in the next few years, and we want to help make that happen. Many liquor store owners turn to BFS Capital when they are in need of additional funding because we offer liquor store inventory financing options that help them to even out cash flow when business is slow or to cover C.O.D. orders before the holiday season. If you’re looking for working capital for your liquor store, we can help.

At BFS Capital, we offer hassle-free liquor store loans in as little as two business days. Whether you need a small, quick capital infusion of $4,000 to purchase inventory or $1,000,000 to expand, we provide options that fit your unique capital needs.

Our small business loans and merchant cash advances will allow you to access working capital for your liquor store’s unique needs, including:

  • Purchasing inventory before peak seasons
  • Covering payroll, taxes, or advertising
  • Addressing unexpected business expenses
  • Expanding your store or moving to a better location

We are a direct funding source, but unlike conventional bank loans, we won’t make you jump through hoops or wait for months to find out if you qualify for our liquor store loans. After all, you’ve already dealt with enough paperwork and red tape to set up licenses and permits for your business. The advantages of our liquor store financing options include:

  • Fast access to capital in as few as two business days
  • Freedom to use your funding for any business need
  • Easy approval process with minimal paperwork
  • Funding options for liquor stores with imperfect credit

Let’s Get Started

For liquor stores across the U.S., a small business loan or merchant cash advance from BFS Capital has been the right solution at the right time. It could be for yours, too. Let us know how our financial solutions can help you grow your business. Apply today or contact us by phone or online to find out more about our liquor store loans or merchant cash advances.

Fast and Easy Process

Flexible Repayment

Service Excellence

Complete an Application

1. Complete an Application

Simply answer a few questions about your time in business, monthly sales and business type, and your application will be submitted for review.


2. Fast Approval

Once you fill out your application, one of our funding advisors will contact you
within a few hours.


3. Funds in Your Account

When approved, you’ll have the money in your hands, for any business use, in as few as 2 business days.

Get approved for up to $500,000 today

Tell us about you

We've Helped 20,000+ Customers Finance Their Small Business Growth Plans

Am I eligible for a BFS Capital loan?

Have you been in business for more than 1 year?

Do you have annual sales of > $108,000?

Download Success Stories
Still have a question? View our FAQs or speak to our Funding Advisors team at 866-905-4334

Read the Guide

Retail Funding Case Study

Funding to help a surf shop retailer act fast on a great opportunity

Discover how Boardwalk Surf owner Tim Smith used a loan from BFS Capital to purchase discounted inventory from a competitor that was going out of business.

Not sure where to start?

Speak to a member of our business services team