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Merchant Cash Advance

With business funding from $5,000 to $500,000 in just a few days, our Merchant Cash Advance is a reliable, flexible funding solution you can use for any business expense.

Apply Now

Only Repay When You Get Paid

Our Merchant Cash Advance is designed with flexible payback options so you can focus on the day-to-day needs of your business, and not worry about your next payment.

How it Works

The amount you pay back is an affordable percentage of your daily card sales. You repay at the pace your business grows. And if business is a bit slow, your repayments are reduced automatically.

Get an instant quote and approval in 24 business hours1

Get funded and access your money in just a few days

Repay the loan as and when you get paid

A small % of card sales are used to repay
the loan

To qualify for our
Merchant Cash Advance:

  • You take card payments
  • You have been in business for 9 months
  • Your monthly sales are at least $8,000
  • Your monthly card sales are at least $4,000

If your answer is yes to all of the above, you could receive funding from $5,000 to $500,000 in just
a few days.

Call 866-505-4334 or fill in the short form to get started.

Merchant Cash Advance FAQs

How does a Merchant Cash Advance differ from a business loan?

Merchant Cash Advance is an innovative alternative to a business loan. The main difference between Merchant advance funding and other types of business funding is that you only repay when you get paid.
The two other differences between a Merchant Cash Advance and a business loan are:
No fixed repayments: A Merchant Cash Advance works by taking a small percentage of your daily card sales until it is repaid in full.
No fixed term: How much and how quickly you repay is directly tied to how much you have been paid.

How do I qualify for a Merchant Cash Advance?

You must have been in business a minimum of 9 months, and have minimum monthly sales of $8,000 a month. At least $4,000 a month must be in card sales through a card terminal.

How much could I get?

We provide Merchant Cash Advances from $5,000 to $500,000. How much you could get will depend on your monthly business volume and card sales. Why not give us a call at 866-905-4334 for an instant, no-obligation quote?

How long does it take?

Our Merchant Cash Advance is a fast funding solution for your business. Apply online or call us for an instant, no-obligation quote and approval within 24 hours. Funding typically takes just a few days (but this may depend on your card acquirer).

How do repayments work?

Our Merchant Cash Advance is designed to be flexible and affordable for many types of business.
The beauty of our MCA is that repayments are proportionate to your card revenue. When things are going well, you will pay back more. But if the business is having a leaner period, you’ll pay back a smaller amount.
Repayments are easy and hassle-free. They work by taking an agreed proportion of your card revenue. This is done automatically via your card terminal – so you don’t have to worry about remembering to make repayments.
Our flexible and automated repayment system offers peace of mind for busy business owners and for many types of business with fluctuating or seasonal revenue.

Why do I need a card terminal?

Merchant Cash Advance raises capital by purchasing a percentage of your future card sales. We agree on a percentage of your card sales, which will pay back your advance. Repayments work by automatically debiting a small percentage of your card sales via your card terminal.

Do I need to switch my card terminal provider?

No – you do not need to change your card terminal provider. Our flexible funding solutions are designed to work around your business. We strive to make the process as hassle-free as possible.

Are all card types accepted?

We have no restrictions on card type. Which cards you take is entirely your choice. Repayments are collected automatically via your card terminal after the card transaction is made.

Get approved for up to $500,000 today

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