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1. Your Business (10 seconds)

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2. Monthly Sales (10 seconds)

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3. About You (10 seconds)






1. By clicking “Submit & Finish”, you (1) agree to receive telemarketing calls (including using an automatic telephone dialing system) and communications from BFS Capital and those acting on its behalf at the telephone numbers (including your cellular phone number) and email addresses you provided, even if the provided number is on a state, federal, or corporate Do-Not-Call registry, and you agree that BFS Capital will not be responsible for any messaging charges you may incur; (2) understand you are not required to provide this consent as a condition of receiving credit or services from BFS Capital and that you may apply for business credit by contacting us directly; and (3) understand that you may opt out of receiving communications from BFS Capital as provided in the Privacy Policy.

Partnership Program FAQs

Learn how to become a BFS Capital broker

Find the answers to our most commonly asked questions

You can also get in touch with us at 866-411-4006.

What paperwork do businesses need to provide?

At a minimum we will require documents that show a business owner’s sales history (e.g.; 3 months of bank statements), their identity (e.g.; copy of their passport), property situation and signed BFS Capital application forms.

Can a business repay early?

Yes, the loan can be paid in full at any time without any additional penalties being added.

What are the repayment terms?

Repayment is made automatically through small, more manageable daily direct debits. Before receiving funding, the business owner will know exactly how much is being deducted from their business bank account. The fixed repayment amount is determined based on the business’s unique cash flow model, thus ensuring that the business is never left without capital to maintain daily operations.

How quickly can a business receive funding?

Businesses can be approved and receive funding in as little as 2 working days¹. Subject to receipt of required documentation, underwriting guidelines, and processing time by merchant's bank; financing for more than $100,000 may require additional underwriting review time. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.

What types of businesses does BFS Capital fund?

We can provide funding to the majority of business types. Funding is awarded based on the individual merits of the business.

What criteria do businesses need to meet to get funding?

At a minimum the business should have 2 years or more in business, have ownership of the business and already have at least $10,000 in average monthly sales.

What is the most you can fund?

We can provide funding from $5,000 to $500,000 depending on your client’s business and, in particular, their average monthly sales. In line with our responsible lending policy, the loan amount will reflect the cash flow of the company.

What is the funding application process?

We will provide you with your own dedicated BFS Capital funding advisor who will assist you through the application process. The process will depend on the agreed-upon level of working together.

When does BFS Capital pay the commissions?

We pay commissions on all deals funded or renewed on the second Wednesday of the following month. Commissions are paid in full and are non-debitable.

What commission structure does BFS Capital offer?

We offer a tiered commission structure that will reward you depending on your level of involvement in the application process.

What term lengths does BFS Capital offer?

Unsecured finance from BFS Capital can be anything from a 4-18 month term. This means that we’re in and out at most after 18 months. After this time, the business can look to reinvest or take further funds, rather than having the burden of long-term finance over several years, which will also invariably have security attached to it.

Does a business need assets for security in order to qualify for funding?

No, we do not require assets as part of the funding arrangement. BFS Capital provides unsecured finance solutions.

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