Vendor Financing - Customer Financing for Small Businesses

Funding Solutions for Your Clients to Buy Your Inventory

BFS Capital offers a unique financing option for wholesalers and distributors, suppliers and independent business owners that allows your customers to obtain capital quickly so they can purchase your inventory.

With our Vendor Financing Program, we provide financing to your customers so that they can buy your products, services and supplies on time with no loss of income to you, the vendor. In a time where business owners are hesitant to use traditional supplier financing options, BFS Capital offers the financial solution many are searching for when they want to offer financing to customers.

Our Vendor Financing Program allows vendors to:

  • Increase sales by not having to turn away merchants who need more credit

  • Eliminate credit risk

  • Offer a financing solution to your customers without the risk of repossessing inventory

  • Receive full payment on goods sold to participants: We pay 100% of your invoice!

How Vendor Financing Works

Our supplier financing solution for small businesses may be a great fit for your business’s vendor financing needs. Essentially, we finance your customers so that they can purchase your inventory. By offering vendor financing to your customers, you ensure not only that you will make the sale but that you will be paid 100% of your invoice without extending credit.

This customer financing for small business comes with terms from 60 days to 12 months depending on the size of the order and the credit standing of your customer. BFS Capital has paid vendors and suppliers directly and can fund purchases from $4,000 to $500,000.

And the process is easy! When a customer obtains funding through BFS Capital, you get paid upfront by us for the equipment, inventory or service-related product they purchased. Then, your customer repays us directly at a competitive rate, eliminating any credit risk to you. Thus, our financing option is a popular choice for those choosing among several customer financing programs.

By supporting younger businesses with low credit scores, we have increased the market potential for vendors and suppliers participating in our vendor financing alternative. While others may not have been able to qualify you for customer funding solutions, we may be able to help you obtain the financing for customers of a small business that you have been searching for.

Benefits of Vendor Financing for Your Customers

Our merchant financing for customers means that you no longer have to turn down business or decline credit applications. Simply refer a customer who is interested in doing business with you to us, and we can approve them for a certain amount of funding. BFS Capital funds many businesses who have been declined by banks or leasing companies, and we work directly with the credit departments of manufacturers, distributors, and local sales offices to make vendor financing fast and flexible.

Your customers will enjoy these benefits:

  • Easy application process

  • All credit standings accepted

  • Easy repayment process with fixed daily payments from gross sales or a fixed percentage of credit card sales

  • Variety of programs to accommodate an individual business’s cash flow needs

  • Access to funding in as few as two business days

Get ahead of the competition by making financing available to your customers. There are no out-of-pocket expenses incurred by the customer, and you will benefit from larger orders with financing provided by BFS Capital.

For more information on how you can start offering financing to your customers at no risk to you by taking advantage of our customer financing for small business, apply to join our Vendor Financing Program today!