Small Business Loans

Quick and easy access to funding for virtually any industry

Our small business loans were designed specifically to address the challenges that newly-established or credit-challenged businesses can face in obtaining funding. Whether you need a one-time infusion of capital or have an ongoing need, we offer small business loans based on the current cash flow of your business – not years of financial history – enabling you to access from $10,000 to $2,000,000 in just a few days. Once funded, you can pay back your loan through a small, fixed daily or weekly payment from business bank account.

Flexible loan options to support your business needs

We offer two distinct small business loans to suit your specific needs.

Premier Loan

The Premier Loan is ideal for established business owners with favorable credit and a stable average bank balance.

  • In business 2 years or more
  • Favorable personal credit
  • Extended terms available

Advantage Loan

Just getting your business started, or have a few dings on your credit? As long as you maintain a steady bank balance our Advantage Loan would be a good fit.

  • In business 9 months or more
  • Wide range of credit types accepted
  • $1,500 average monthly bank balance

The BFS Capital Small Business Loan offers unique benefits

Built from years of experience and a deep understanding of small business needs, our loans offer benefits you won’t find elsewhere.

Why choose BFS Capital?

Other Lenders BFS Capital
Time in Business 2 Years BFS check mark 9 Months
Approval Time Months BFS check mark 24 hours
Access to Capital Months BFS check mark 5 days
Credit Requirement Prime Credit BFS check mark Most Types
Industries Limited BFS check mark Most Types
Repayment Fixed Monthly BFS check mark Flexible Options

Our expert funding advisors can help you determine which small business loan will best support your needs.